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  Paybis acts as a versatile crypto‑payment solution, founded
  in 2014 and headquartered in Warsaw, Poland, now operating in over 180
  countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  
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  e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat
  currencies :contentReference[oaicite:3]index=3.
  
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  contentReference[oaicite:5]index=5. The company is registered
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  :contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as account suspensions without
  explanation, slow refund processing in rare scenarios,
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