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  Paybis is a comprehensive crypto‑payment solution, since 2014 and headquartered
  in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
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  Paybis serves as a comprehensive crypto‑payment solution,
  established in 2014 and headquartered in Warsaw, Poland, now operating in over 180 countries with support for
  more than 80–90 cryptocurrencies and handling
  billions in transaction volume :contentReference[oaicite:1]index=1.
  The platform provides a white‑label wallet as a service and on‑ramp/off‑ramp API integration options
  for businesses, letting users to buy, sell, swap and accept crypto payments instantly across traditional and blockchain rails :
  contentReference[oaicite:2]index=2. It facilitates over 50
  payment methods including credit/debit cards, e‑wallets, Apple Pay,
  Google Pay, local rails like PIX, Giropay, SPEI,
  bank transfers, etc., across 180 countries and 80+ fiat currencies :
  contentReference[oaicite:3]index=3. With a low minimum
  entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD
  minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network
  fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.
  
  Its hybrid non‑custodial/custodial wallet model,
  which splits private keys across multiple parties, ensures on‑chain transparency, user control, and strong security without needing traditional “proof
  of reserves” disclosures :contentReference[oaicite:5]index=5.
  Paybis is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland,
  and complies with FINTRAC in Canada, enforcing KYC/AML
  checks for larger transactions while offering optional no‑KYC
  flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and APIs,
  access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine
  languages :contentReference[oaicite:7]index=7. Use cases range from wallets, fintechs,
  marketplaces, gaming platforms, DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement,
  or mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or payment
  verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings
  thanks to its customer‑friendly design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  Altogether, Paybis represents a robust, secure, and flexible crypto payment and wallet
  solution ideal for businesses wanting to bridge fiat and crypto with minimal hassle and strong compliance
  frameworks.
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